INSURANCE, ON DEMAND

Secure rides with Omocom's insurances

Did you know that a car is parked on average 93% of its lifetime? How stupid, right? We want to change this and make more people realize the benefits of sharing assets with each other. Our insurance creates the much-needed trust between the parties in the transaction and it's specially developed and adapted for rental. Regardless of whether it concerns a car, caravan, motorhome, or trailer and regardless of whether they are stationary or out on adventures, Omocoms insurances protect where the ordinary insurance coverage is lacking. Omocom's solutions are intended to create security, both for those who rent out and for those who rent - so that more people will dare to share, for a more sustainable future.

READ MORE ABOUT OUR PRODUCTS WITHIN VEHICLES

For car rental between private individuals

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Insurance for parked vehicles, both outdoors and indoors

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For caravan and motorhome rentals between private individuals

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A conversion tool

Our insurance solutions create maximum security on your platform and make more people dare to take the step to start renting out their vehicles to others and to rent vehicles from other private individuals. Our solutions also have a great effect on the average value per transaction as you simply dare to share more valuable vehicles.

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Reduces the number of damages and frauds

Our risk engine has a unique ability to locate risk, which enables individual risk calculations for each individual transaction in real time. Our built-in risk assessment also reduces and counteracts fraud.

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Creates recurring consumers

We see your customers as our customers and thus do everything in our power to ensure that they continue to consume sustainably. Today, 9 out of 10 customers state that they intend to continue renting out their property, despite the fact that it was damaged during a rental.

"Security is a cornerstone of our business. Therefore, it feels great to be able to offer this to our customers through Omocoms solutions, which really delivers customized insurance for rentals"

Herman Treschow, Director Nordics MyCamper

 

CAR RENTAL

Safe rides with Omocom's car insurance

Our insurance for cars is specially developed and adapted for rentals and covers where ordinary insurance is lacking. Omocom's insurance for cars is offered as compulsory group insurance, which means that all rentals through the platform automatically are insured during the rental period. We protect the car, interiors, and equipment against damage, theft, or loss that occurs throughout Europe, and that's not covered by ordinary insurance. If the damage is covered by ordinary insurance, Omocom's insurance covers the deductible. Omocom's solutions are intended to create security, both for those who rent out and for those who rent - so that more people will share.

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EXAMPLES OF WHAT'S INCLUDED

Damage to the vehicle & equipment as well as interior, including spare parts of the same car brand

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Theft or loss of the vehicle as well as fraud

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Transport of the vehicle, driver, and passengers in the event of injury, downtime, accident, or illness. Return travel for drivers and passengers is compensated throughout the Nordic region

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Roadside assistance is included

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Deduction of the deductible on ordinary insurance if it exceeds €500

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EXAMPLES OF WHAT'S NOT INCLUDED

Normal wear and tear

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Damage that is less than 5 cm in diameter

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Physical injuries (personal injury)

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Damage, theft or loss of personal accessories left in the vehicle

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Extended insurance duration

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Today, the maximum insurance duration is 30 days, but this can be extended if necessary.

Deductible

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We can offer different levels of deductibles to the customer. These affect the premium setting, the higher the deductible, the lower the premium. If we have a high deductible, we can offer the customer to take out a deductible reduction.

Offer of deductible reduction

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In addition to our compulsory group insurance which acts as basic protection, we can also offer the customer to sign for deductible reduction or elimination. 

Maximum compensation amount

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By setting a maximum compensation amount for what the insurance reimburses, we can reduce the premium towards the customer. We base this depending on our platform partners and their needs.

Other options

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Include things such as misfuelling, key loss, bonus loss, waste of clothing, and much more if needed.

ADD-ONS

"Security is a cornerstone of our business. Therefore, it feels great to be able to offer this to our customers through Omocoms solutions, which really delivers customized insurance for rentals"

Herman Treschow, Director Nordics MyCamper

ALWAYS INCLUDED WITH OMOCOM

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Education and FAQ

Omocom provides the platform with tailored insurance terms, pre-purchase information, and information materials with clear and realistic examples of what is included and what is not for the customers. We also help to set up an FAQ.

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Customized insurance letters in real-time

When the actual rental starts, we can automatically send out a personalized insurance letter to the owner so they feel extra protected.

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A seamless experience for making claims

Omocom's digital claims form can be integrated into your interface with the customer, such as your "My Pages" so that this is easily accessible for the customer. Our API can pre-fill the form with the customer's personal transaction information, which means less administration for your customers.

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Excellent claims management and lightning-fast payouts

All claims are handled by Omocom and our experienced administrators who handle cases at the speed of light and payouts are made in seconds through our payment partner Trustly.

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Seamless communication via Intercom

Leave an ongoing customer dialogue to us and our claims settlers, completely seamlessly via Intercom.

 

Rental of caravans and motorhomes

Our insurance for caravans and motorhomes is specially developed and adapted for rentals and covers where ordinary traffic insurance is lacking. Omocom's insurance for cars is offered as compulsory group insurance, which means that all rentals through the platform automatically are insured during the rental period. We protect the car, interiors, and equipment against damage, theft, or loss that occurs throughout Europe, that's not covered by ordinary insurance. If the damage is covered by ordinary insurance, Omocom's insurance covers the deductible. Our solutions are intended to create security, both for those who rent out and for those who rent - so that more people will share.

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1280px-GoMore_Logo.svg.png
Bloxcar_logo.png
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EXAMPLES OF WHAT'S INCLUDED

Damage to the vehicle & equipment as well as interior, including spare parts of the same car brand

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Theft or loss of the vehicle and in the event of fraud in any country in the Nordic region (with possibility of cover in Europe)

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Transport of the vehicle, driver and passengers in the event of injury, downtime, accident or illness. Return travel for drivers and passengers is covered throughout the Nordic region

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Roadside assistance is included

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Deduction of deductible on ordinary insurance if it exceeds €500

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EXAMPLES OF WHAT'S NOT INCLUDED

Normal wear and tear

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Damage that is less than 5 cm in diameter

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Physical injuries (personal injury)

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Damage, theft or loss of personal accessories left in the vehicle

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"Security is a cornerstone of our business. Therefore, it feels great to be able to offer this to our customers through Omocoms solutions, which really delivers customized insurance for rentals"

Herman Treschow, Director Nordics MyCamper

ALWAYS INCLUDED WITH OMOCOM

FAQ.png

Education and FAQ

Omocom provides the platform with tailored insurance terms, pre-purchase information, and information materials with clear and realistic examples of what is included and what is not for the customers. We also help to set up an FAQ.

letter.png

Customized insurance letters in real-time

When the actual rental starts, we can automatically send out a personalized insurance letter to the owner so they feel extra protected.

forms_cloud.png

A seamless experience for making claims

Omocom's digital claims form can be integrated into your interface with the customer, such as your "My Pages" so that this is easily accessible for the customer. Our API can pre-fill the form with the customer's personal transaction information, which means less administration for your customers.

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Excellent claims management and lightning-fast payouts

All claims are handled by Omocom and our experienced administrators who handle cases at the speed of light and payouts are made in seconds through our payment partner Trustly.

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Seamless communication via Intercom

Leave an ongoing customer dialogue to us and our claims settlers, completely seamlessly via Intercom.

 

Parked vehicles

Our insurance for parked vehicles is developed for parking companies that want to offer their customers extra security during the actual parking period. The insurance reduces/eliminates the customer's traffic insurance deductible in the event of an accident. The insurance is offered both as compulsory group insurance, which means that all parking through the parking company automatically is insured during the parking period, and as voluntary group insurance where we can offer the customers to add insurance seamlessly in your own flows before their parking starts.

EXAMPLES OF WHAT'S INCLUDED - VOLUNTARY INSURANCE

Eliminates the deductible on ordinary traffic insurance or car damage guarantee, up to a maximum of €300 (with the possibility of higher compensation)

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Includes damages to the car

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Applies to parked cars throughout Europe

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No deductible

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EXAMPLES OF WHAT'S INCLUDED - OBLIGATORY INSURANCE

Eliminates the deductible on ordinary motor insurance or car damage guarantee, up to a maximum of €300 (with the possibility of higher compensation)

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Includes both theft and damage of the car

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Applies to parked cars throughout Europe

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No deductible

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EXAMPLES OF WHAT'S NOT INCLUDED (BOTH VOLUNTARY AND OBLIGATORY INSURANCE)

Damage to or theft of tires and rims.

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Glass damage.

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Mechanical or electrical fault.

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Indirect damage.

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"Security is a cornerstone of our business. Therefore, it feels great to be able to offer this to our customers through Omocoms solutions, which really delivers customized insurance for rentals"

Herman Treschow, Director Nordics MyCamper

ALWAYS INCLUDED WITH OMOCOM

FAQ.png

Education and FAQ

Omocom provides the platform with tailored insurance terms, pre-purchase information, and information materials with clear and realistic examples of what is included and what is not for the customers. We also help to set up an FAQ.

letter.png

Customized insurance letters in real-time

When the actual rental starts, we can automatically send out a personalized insurance letter to the owner so they feel extra protected.

forms_cloud.png

A seamless experience for making claims

Omocom's digital claims form can be integrated into your interface with the customer, such as your "My Pages" so that this is easily accessible for the customer. Our API can pre-fill the form with the customer's personal transaction information, which means less administration for your customers.

payment.png

Excellent claims management and lightning-fast payouts

All claims are handled by Omocom and our experienced administrators who handle cases at the speed of light and payouts are made in seconds through our payment partner Trustly.

talk.png

Seamless communication via Intercom

Leave an ongoing customer dialogue to us and our claims settlers, completely seamlessly via Intercom.

 

LET'S TALK

Does it sound interesting?

Fill in the form and we'll contact you or call us directly at +46 8 - 520 278 70.

Thank you for your message!