About the collaboration – A seamless and safe user experience


HoppyGo is an open car-sharing platform that enables car owners to safely rent vehicles when they do not need them. On the other hand, those who do not own a car or need a car other than the one they do, can easily rent one. All thanks to an intelligent application and without unnecessary formalities.

As much as HoppyGo love cars, they also love intelligent and efficient solutions. Now, when teaming up with InsurTech company Omocom, they can now provide an embedded and seamless insurance solution for their users. Omocom offers digital and embedded insurance solutions for the circular economy that create security and trust for those who rent and rent out. The Omocom and HoppyGo partnership will initially launch in Poland, with a potential for future extension to other markets where HoppyGo will operate.


About HoppyGo

HoppyGo loves cars, but It doesn't have to mean that you should own it! With over 170,000 users and 2,500 cars, the HoppyGo platform is the largest player in the car sharing market in Central Europe and is successfully transforming the status quo of car owners.


HoppyGo is owned and supported by a well-known brand in the field of automotive innovation - ŠKODA AUTO Digilab.


HoppyGo facts: Car owners earned over CZK 22,000,000 last year Renters used the cars in 2021 for a total of 45,000 days Users can choose between 2,500+ cars, including 300 models.


About Omocom

Omocom is a Swedish insurance intermediary. Founded in 2019, Omocom has since provided embedded and digital insurances for the circular economy across Europe and works with platforms that strive to increase the use of existing resources. The insurance is API-based and data-driven at all possible stages, leading to friction-free flows and minimal administration for all parts.

Read more about HoppyGo: https://hoppygo.pl/


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First came Finland, then Austria, and as of July 2022, Sweden has been added to the list. Omocom now provides insurance solutions for GoMore in three European markets, rapidly expanding the collaboration. The two companies both strive for the same goal, to get more people to share already produced assets, in this case: cars.

Omocom offers digital and embedded insurance solutions for the circular economy that create security and trust for those who rent and rent out. In 2021, Sweden had around 5 million registered passenger cars, and the average car is parked for 23 hours, every day. Instead of buying a new vehicle, Omocom and GoMore want to make it more attractive to share already produced cars. With fewer vehicles in production and on the road, we reduce CO2 emissions and make great use of existing resources, which is great for our wallets, and our planet.

Embedded and digital across Europe

Omocom has a license to distribute insurance in 25+ markets in Europe and has collaborations with various risk carriers to offer scalable insurance solutions. The insurance is embedded and API-based in GoMore’s mobile app and web-based services. The API-integration is fast and straightforward for all parts since the API is built to be as similar as possible throughout all markets despite local legal differences.


Claims are handled in local languages in all markets internally by Omocom along with close partner Van Ameyde.

”Omocom’s insurance solution helps speed our growth and expansion substantially by offering a multi-country insurance model. This is a great strategic benefit for us instead of having to negotiate and manage different insurance contracts in each market. Moreover, Omocom is a strong customer-centric partner that we are very happy to work and grow with” - Thomas Christensen, COO GoMore

"We're very happy and proud of the collaboration with GoMore and the great feedback we've received so far, it's a great receipt of our efforts and strategy. GoMore is a true dream client of ours and precisely the reason why we founded Omocom. We've launched our insurances in three of GoMore's markets within 1,5 years, and hopefully, we can add more markets to that list in the near future. This is just the beginning for GoMore, the sharing economy, and Omocom." - Sara Forsberg, CCO Omocom.


About GoMore

GoMore is an online platform for peer-to-peer car rental and car leasing. Founded in Denmark in 2013, GoMore has over 3 million members in six markets and has ambitious plans to grow the company over the coming years.

GoMore provides all types of cars, so whether you need a ride for a family holiday, a weekend trip, or a van for the move, there is a car that suits you.


About Omocom

Omocom is a Swedish insurance intermediary. Founded in 2019, Omocom has since provided embedded and digital insurances for the circular economy across Europe and works with platforms that strive to increase the use of existing resources. The insurance is API-based and data-driven at all possible stages, leading to friction-free flows and minimal administration for all parts.


Risk carrier of the insurances is Bâloise Luxembourg.


Pabio is a Swiss-founded furniture rental company that offers personalized interior design services. The company was founded in 2020 and has its headquarters in Weihergasse, Bern. Together with Swedish insurtech company Omocom, they have now launched their collaboration and are now including an extensive all-risk insurance with the Pabio-service. Pabio, just like Omocom, have a circular mindset and rents out packages of long-lasting furniture of high quality to both tenants and homeowners. Pabio’s service include free curating by a professional interior designer, as well as delivery and assembly of the furniture. The customer chooses if they want furniture for an entire apartment, or just single rooms. The rental is subscription based, and the renter pays monthly for the package that they’ve chosen. There’s also a buy-out option available, for the pieces that one wants to keep forever.

"We want to offer our customers a single subscription for their homes, combining interior design with furniture rental, and including services like delivery, installation, assembly, and electrical work. With our partnership with Omocom, we can now add comprehensive insurance to our subscription, having a much more complete offering. We're very excited about this!"

said Anand Chowdhary, co-founder of Pabio. Stress-free and seamless customer experience With Omocom, Pabio adds an extra level to the stress-free experience. Spilled milk over your favorite couch? Don’t sweat it. The Omocom insurance covers damage, theft or loss caused by an sudden and unforeseen event. When an accident has happened, the renter simply just clicks their personalized claims-link in the e-mail that they received at the start of the rental, which will lead them to a pre-filled form to describe the damage, before Omocom’s claims adjusters will take care of the damage in local language.

”It’s an absolute pleasure to be collaborating with an innovative player such as Pabio who, just like Omocom, wants to keep existing things in use and cares about the environment. The Omocom-insurance adds another dimension to Pabio’s ample offer, and we’re confident that the consumers will appreciate it”

said Omocom’s CCO Sara Forsberg about the collaboration.

W. R. Berkley Insurance Nordic is risk carrier of the insurance.

Read more: https://pabio.com/